Business Loans

Supporting Your Business Goals

Our Member Business Loan Department understands local businesses and farms are vital to our economy. At WCCU Credit Union, we are committed to help you start a new business or expand an existing one. We provide excellent lending and first-rate deposit products to suit your business needs. Our experienced staff are situated locally and they understand the needs of our businesses and of our farmers.

We offer a variety of Business Loans that are designed to meet your needs to help you grow your business:

Real Estate – Purchase, refinance or make long term improvements to commercial, investment, and rental property.
Term Loans – Purchase equipment, vehicles, inventory, and any other needs to support your business.
Operating Loans – Finance a line of credit to help your business grow and to help manage fluctuations in cash flow.
SBA Guaranteed Loans – The SBA 7(a) program provides a lender guarantee to help with the approval of start-up loans
SBA Long-Term Financing – The SBA 504 program provides long-term, fixed rate financing through combined lender financing.

Apply Online Today!

Business and Agricultural Line of Credit Loans

A WCCU Line-of-Credit loan will allow you to borrow only as much as you need, precisely when you need it. You may borrow up to a set amount and pay it down repeatedly, balancing your cash flow needs with this ready source of short-term funds. A Line of Credit is simple and easy to use, and is an excellent financial tool to:

Cover short term cash needs until accounts receivable can be collected
Take advantage of supplier discounts
Cover seasonal working capital needs

For more information about our competitive Commercial and Agricultural loan products, contact any of our WCCU locations and we will be happy to assist you.

Apply Online Today!

Meet Our Commercial & Ag Lending Officers

Our Commercial and Agriculture Business Lending Department understands you have a vision for your small business or big company, and it’s our goal to get you there. With a wide range of financing options, WCCU knows access to credit and timely financing will go a long way on your road to success. Apply for a Business Loan online or contact one of our Lenders to get started today.